Vision Insurance · Broward & Palm Beach County
Eye exams, lenses and frames — covered on a schedule you can plan around.
Annual exams, lens and frame allowances, and contact lens benefits for Medicare beneficiaries and families across South Florida.
Why it matters
Routine vision care is one of Medicare's clearest blind spots.
Original Medicare covers medical eye care — cataract surgery, glaucoma screening for at-risk patients, treatment for macular degeneration — but not routine exams, glasses or contacts. In a state with this much sun exposure and an older population, that's a gap worth closing.
Vision coverage is inexpensive, usually $10–$25 per month, and generally pays for itself with one exam and one pair of lenses. Many Medicare Advantage plans include a vision allowance too, and we compare those directly against standalone plans when we build your quote.
What's included
What vision coverage typically pays.
Annual Eye Exam
Routine refraction exams, usually with a small copay.
Lens Coverage
Single vision, bifocal, trifocal and progressive lenses on a set schedule.
Frame Allowance
A dollar amount toward frames every 12 or 24 months.
Contact Lens Benefit
An allowance in place of glasses for contact wearers.
Lens Upgrades
Discounted anti-glare, photochromic and polycarbonate options.
Advantage Plan Comparison
Bundled Advantage vision benefits ranked against standalone plans.
Free Quote
Free quote, no obligation — usually back the same business day.
Daniel personally reviews every request from Broward and Palm Beach County. 18 years of tenure, 30+ A-rated carriers.
Frequently asked
Vision Insurance questions we hear every week.
Does Medicare cover eye exams and glasses?+
Original Medicare covers medically necessary eye care and one pair of corrective lenses after cataract surgery, but not routine exams, glasses or contacts.
How much does vision insurance cost?+
Individual plans generally run $10–$25 per month in South Florida — usually less than the annual exam and lenses would cost out of pocket.
Is my eye doctor in network?+
Most major vision networks include the large majority of South Florida optometrists and ophthalmologists. We verify yours before you enroll.
Does it cover cataract surgery?+
Cataract surgery is medical and falls under Medicare Part B or your Advantage plan, not a vision policy. Vision plans cover the routine side.
Can I use it for contacts instead of glasses?+
Yes. Nearly all plans offer a contact lens allowance as an alternative to the frame and lens benefit each period.
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Let's put the right coverage in place.
Serving Fort Lauderdale, Pompano Beach, Boca Raton, Delray Beach, Boynton Beach and West Palm Beach.