About
Insurance is personal. Your advisor should be too.
PB & J Insurance was founded in Lighthouse Point, Florida to bring one thing back to the industry: a real, experienced human who picks up the phone. Daniel has spent 18 years inside the life and financial-services world — from carrier-side operations to independent brokerage — and now works exclusively for the client sitting across from him.
18
Years of tenure
2
Counties served
30+
Carriers compared
$0
Cost to quote
Our philosophy
Coverage that fits — not coverage that sells.
Because PB & J is an independent brokerage, we're not obligated to any single carrier. Every recommendation starts with your goals, budget and health picture, then works outward across more than 30 A-rated insurers. If a $22/month term policy is the right answer, that's what you'll hear. If it's a fixed indexed annuity or a whole-life plan structured for tax-advantaged growth, we'll show you why.
Why local
Rooted on the Broward–Palm Beach line.
Our office sits on NE 27th Avenue in Lighthouse Point, an easy drive from Fort Lauderdale, Pompano Beach, Deerfield Beach, Boca Raton, Delray Beach and West Palm Beach. Being local means when a claim needs to be paid or a Medicare plan needs to be reviewed, you talk to the same person — not a call center on the other side of the country.
Independent
30+ A-rated carriers on the shelf. No quota. No preferred product.
Experienced
18 years in life and financial services — from the carrier floor to the client's kitchen table.
Accountable
One advisor, one email, one phone number. For the life of your policy.
Where we help
Full coverage across every stage of life.
Whether you're welcoming a new baby, taking out a mortgage, approaching Medicare eligibility, or planning guaranteed income for retirement — there's a page for that.
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Free consultation. Free quote. Same-week answers for families across Broward and Palm Beach County.