PBJPB & J InsuranceEst. Lighthouse Point, FL

Free Medicare Quote · Broward & Palm Beach County

A free Medicare quote built around your doctors and your prescriptions.

Not a generic premium chart — a real comparison of what each plan will cost you next year given the physicians you see and the medications you take.

Why it matters

What a real Medicare quote should include.

Premium alone tells you almost nothing. A $0-premium Advantage plan can cost thousands more than a Supplement if your cardiologist is out of network or your maintenance drug sits on tier 4. The number that matters is projected total annual cost — premium plus copays plus drug costs plus realistic out-of-pocket exposure.

That's what we build. You give us your doctors and your medication list; we come back with two or three plans compared line by line, including which hospital systems in Broward and Palm Beach County each one contracts with. Usually within a business day.

What's included

What arrives in your quote.

Total Annual Cost

Premium, copays, drug costs and worst-case out-of-pocket for each plan.

Doctor Network Check

Every physician you name, verified in each plan's current network.

Drug Formulary Match

Each prescription priced by tier at your actual pharmacy.

Advantage vs. Supplement

Both paths compared honestly, including what each gives up.

Extra Benefits Listed

Dental, vision, hearing, OTC and fitness allowances shown plainly.

Same-Day Turnaround

Most quotes are back in your inbox within one business day.

Free Quote

Free quote, no obligation — usually back the same business day.

Daniel personally reviews every request from Broward and Palm Beach County. 18 years of tenure, 30+ A-rated carriers.

Frequently asked

Medicare Quote questions we hear every week.

Is the Medicare quote really free?+

Yes, and there's no obligation. We're paid by carriers only if you choose to enroll, and never by you.

What do you need from me?+

Your ZIP code, date of birth, the doctors and hospitals you want to keep, and a full prescription list with dosages.

How long does it take?+

Most quotes go out the same or next business day. During the fall Annual Enrollment Period it can take a bit longer.

Can I get a quote if I'm not 65 yet?+

Yes. We recommend quoting about three months before your 65th birthday so your coverage starts the month you're eligible.

Will I get sales calls afterward?+

No. We follow up once, and after that only when you ask or when your annual review comes around.

Also from PB & J Insurance

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Ready when you are

Let's put the right coverage in place.

Serving Fort Lauderdale, Pompano Beach, Boca Raton, Delray Beach, Boynton Beach and West Palm Beach.