Dental Insurance · Broward & Palm Beach County
Dental coverage that pays for the crown, not just the cleaning.
Standalone dental plans for seniors and families across South Florida — because Original Medicare covers essentially no routine dental care at all.
Why it matters
Medicare's dental gap is bigger than most people expect.
Original Medicare pays for almost no dental work. Medicare Advantage plans include dental allowances, but those allowances often cap around $1,000–$2,000 a year — which a single crown or implant consumes entirely. That's the gap a standalone dental policy fills.
We look for plans with no waiting period on preventive care, meaningful annual maximums, and real coverage on major services — crowns, bridges, dentures and implants — rather than a discount card dressed up as insurance. Then we confirm your current dentist participates before you enroll.
What's included
What a good dental plan includes.
Preventive at 100%
Cleanings, exams and X-rays covered from day one on most plans.
Basic Services
Fillings, extractions and periodontal care at 50–80% after a short wait.
Major Services
Crowns, bridges, dentures and root canals — the reason coverage matters.
Implant Coverage
Available on select plans; rare and worth structuring for deliberately.
Real Annual Maximums
$1,500–$5,000 per year, versus the small allowance bundled into Advantage plans.
Keep Your Dentist
We verify participation before enrollment, or find a PPO that accepts them.
Free Quote
Free quote, no obligation — usually back the same business day.
Daniel personally reviews every request from Broward and Palm Beach County. 18 years of tenure, 30+ A-rated carriers.
Frequently asked
Dental Insurance questions we hear every week.
Does Medicare cover dental?+
Original Medicare covers virtually no routine dental care — no cleanings, fillings, dentures or implants. Only dental work integral to a covered medical procedure is included.
How much does dental insurance cost?+
Individual plans in South Florida commonly run $25–$60 per month depending on the annual maximum and how much major-service coverage is included.
Are there waiting periods?+
Preventive care is usually immediate; basic services often wait 3–6 months and major services 6–12 months. Some plans waive waits with proof of prior coverage.
Should I use my Advantage plan's dental benefit instead?+
If your needs are limited to cleanings, it's often enough. If you expect crowns, dentures or implants, a standalone plan usually pays for itself quickly.
Can I keep my current dentist?+
Usually. We check participation before you enroll, and PPO plans typically offer out-of-network benefits at a reduced level.
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Let's put the right coverage in place.
Serving Fort Lauderdale, Pompano Beach, Boca Raton, Delray Beach, Boynton Beach and West Palm Beach.